3. Eligibility

To use our services, you must:

• Be at least 18 years of age

• Be a legal resident or entity authorized to conduct business in the United States

• Provide accurate and complete information during any application or inquiry process

• Not be prohibited by any applicable law from receiving our services

4. No Guarantee of Services

Submission of an inquiry, application, or form on any of our websites does not guarantee:

• Loan approval (InvestorFriendlyLending.com)

• Investment acceptance (InvestorFriendlyCapital.com)

• A purchase offer on your property (InvestorFriendlyOffers.com)

• Acceptance of property management agreement (InvestorFriendlyPM.com)

• Representation agreement (InvestorFriendlyRealty.com)

All services are subject to review, qualification, and approval at our sole discretion.

5. Lending Disclaimer

InvestorFriendlyLending.com provides asset-based lending products. These are not traditional mortgage products. Loan terms, rates, and availability vary based on property value, borrower qualifications, and market conditions.

• All loans are subject to underwriting approval

• Past approvals do not guarantee future approvals

• Lending is available only in states where permitted by law

6. Investment Disclaimer

InvestorFriendlyCapital.com offers real estate investment opportunities. All investments carry risk, including the potential loss of principal.

• Past performance does not guarantee future results

• Investment opportunities are available only to qualified individuals

• Nothing on our website constitutes financial or investment advice

7. Real Estate Services Disclaimer

InvestorFriendlyRealty.com is a licensed real estate brokerage. Services are subject to applicable state real estate laws and regulations. Agency relationships will be disclosed in accordance with state requirements.

8. Property Management Terms

InvestorFriendlyPM.com provides property management services subject to a separate Property Management Agreement. These Terms of Service govern website use only. Specific service terms are outlined in your signed management agreement.

9. Cash Offer Terms

InvestorFriendlyOffers.com provides cash offers on residential properties. Any offer made:

• Is subject to property inspection and verification

• May be revised or withdrawn prior to signed contract

• Does not obligate the seller to accept

• Is not a guarantee of closing until a contract is fully executed

10. User Conduct

You agree not to:

• Provide false or misleading information

• Use our websites for any unlawful purpose

• Attempt to access unauthorized areas of our systems

• Interfere with the operation of our websites

• Reproduce or distribute our content without written permission

11. Intellectual Property

All content on our websites — including logos, copy, images, and brand assets — is the property of Investor Friendly Asset Management Group and its affiliated brands. Unauthorized use is strictly prohibited.

12. Limitation of Liability

To the fullest extent permitted by law, Investor Friendly Asset Management Group and its affiliated brands shall not be liable for:

• Any indirect, incidental, or consequential damages

• Loss of income, profits, or data

• Errors or inaccuracies in website content

• Interruption or unavailability of services

13. Indemnification

You agree to indemnify and hold harmless Investor Friendly Asset Management Group, its officers, employees, and affiliates from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Bexar County, Texas.

15. Changes to Terms

We reserve the right to modify these Terms at any time. Updated terms will be posted with a revised date. Continued use of our websites after changes constitutes acceptance.

16. Contact Us

For questions regarding these Terms:

Investor Friendly Asset Management Group 📧 [email protected] 🌐 www.investorfriendlyamg.com